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Insite National Bank
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We help make dreams come true.

Personal Loans & Credit Cards

Need to borrow money? Let’s talk.
Whether your needs are large or small, we offer loans and lines of credit that can help make your dreams a reality. Our experienced lenders will listen to you and discuss the options. Our application process is quick and easy, and our loan rates and terms are competitive. Decisions are made locally, by bankers in Waverly and Montrose.
(All loans are subject to approved credit application. Fees may apply.)

We offer loans for almost any purpose:

  • Car, boat & other recreational vehicles
  • Vacations
  • Debt Consolidation
  • Ready Reserve Overdraft Lines of Credit
  • Credit Cards
  • And more!

Questions about Overdraft Protection?
Costly, embarrassing and accidental overdrafts can happen to anyone. Our Ready Reserve Lines of Credit are available to our personal checking customers. It is a revolving line of credit, attached to your checking account. The funds will automatically advance into your checking account, up to your credit limit, when the account falls below a zero balance. Avoid unwanted overdraft fees and enjoy peace-of-mind with Ready Reserve. You can also write yourself a small loan with your available Ready Reserve balance. Use the funds, pay them down and use them again.
(All loans are subject to approved credit application. Fees may apply.)

It’s easy to get started!
Contact Ginny Tussing, Assistant Vice President, by phone 763-658-6242 or email Ginny today. If you want to get started, complete our application and bring it with you when you meet with Ginny, or you can mail or drop it off to get the process started. Please DO NOT EMAIL your completed application to us. We want to ensure your privacy and security.

Credit Cards offer convenience and flexibility.
We offer personal and business credit cards through Elan Financial Services. Credit cards are a great way to establish or improve credit history. Choose from a variety of cards, including:

  • Cash Back
  • Travel Rewards
  • Platinum

It’s easy to apply for a credit card.
Click here to apply online or pick up an application at the Bank.
(Terms and conditions vary based on the type of card selected and will be provided at the time of application.)

IMPORTANT INFORMATION RE: LOST OR STOLEN CREDIT CARDS -
Please call us immediately.

Please contact us for assistance.