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Citizens State Bank
Citizens State Bank
Citizens State Bank

Checking Accounts

Click on account type headings for more information on that account type.

ACCOUNT TYPE: INTEREST RATES

MY CHECKING: Interest – Click MyChecking link above for details.

REGULAR CHECKING: No Interest

FREE CHECKING: No Interest

INTEREST CHECKING: Pays Interest
Call for rates

WRIGHT TIME CLUB: Tiered based on total deposit balance
Call for rates

ACCOUNT TYPE: INITIAL DEPOSIT

MY CHECKING: $50

REGULAR CHECKING: $200

FREE CHECKING: $200

INTEREST CHECKING: $200

WRIGHT TIME CLUB: $50

ACCOUNT TYPE: MINIMUM BALANCE

MY CHECKING: $0

REGULAR CHECKING: $300
$0 for Seniors(55)

FREE CHECKING: $0

INTEREST CHECKING: $800

WRIGHT TIME CLUB: $10,000 - in total bank deposits

ACCOUNT TYPE: ATM FEES REFUNDED

MY CHECKING: Up to $20 when qualifications are met

REGULAR CHECKING: $0

FREE CHECKING: $0

INTEREST CHECKING: $0

WRIGHT TIME CLUB: $0

ACCOUNT TYPE: SERVICE CHARGE

MY CHECKING: No service charge

REGULAR CHECKING: Service charge of $4.00 if balance falls below $300 at any time during the month
$0 Seniors(55)

FREE CHECKING: No monthly service Charge

INTEREST CHECKING: Service charge of $10 if balance falls below $800 at any time during the month.

WRIGHT TIME CLUB: Service charge of $20 if combined balance of all deposit accounts fall below $10,000 at any time during the month

ACCOUNT TYPE: BANK FEES

MY CHECKING: None

REGULAR CHECKING: $.25 per item if balance falls below $300 at any time during the month

FREE CHECKING: None

INTEREST CHECKING: $.25 per item if balance falls below $800 at any time during the month

WRIGHT TIME CLUB: None

* Rates effective as of January 16, 2013. Interest rate and APY (Annual Percentage Yield) may vary after account opening.

Applies to all:

  • Free e-Statements
  • Free Online Banking
  • Free Initial Debit Card
  • Online Bill Pay (If not used during a month a $5.00 fee will be charged.)
 
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After hours Lost or Stolen Check or Cash Card:
1-800-383-8000

Federal Trade Commission (FTC) Identity Theft Hotline:
1-877-438-4338

****Be vigilant about scams and other criminal fraud!****

Report suspected fraud by calling toll-free 866-347-0911 or submit information at www.MNScams.org. Forward suspect emails to report@mnscams.org.

 
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