Personal IRAs & HSAs

Looking for tax-advantaged products for your Retirement and Healthcare Expenses?
We have what you need with our IRAs and HSAs.

IRAs - It’s never too early to start saving for your retirement.
Our Individual Retirement Accounts (IRAs) give you long-term peace-of-mind with FDIC insurance. Start building your retirement nest egg or transfer existing IRA, 401(k) or other retirement funds. We offer Traditional, Roth and Educational IRAs, and can assist large depositors with structuring accounts to maximize FDIC insurance coverage.
(Consult your tax advisor to confirm eligibility.)

HSAs - Save smarter for your healthcare expenses with a Health Savings Account (HSA).
If you have a qualified high-deductible healthcare plan, you can enjoy tax-free contributions, tax-free growth and tax-free withdrawals for qualified medical expenses.
(Consult your tax or insurance advisor to confirm eligibility.)

The 2023 HSA contribution limits are:

• Single coverage - $3,850
• Family coverage - $7,750
• Additional catch-up contribution for people age 55+ - $1,000

Contact a knowledgeable banker for more information.

We'll explain the options and open accounts to meet your needs.