News & Updates
Make a difference!
Donate to your favorite charities quickly and safely with our Good Coin program – a convenient, online solution to manage donations to any 501(c)3 non-profit. Track your giving history and enjoy tax receipts, too!
Digital Banking
On the go? We'll go with you!
With online, mobile and phone banking, you have 24/7 access to your financial information. Download our free Mobile Banking app today and enjoy banking wherever you go!
Money to Lend
Need money? Let's talk.
Buying a home? Expanding your farm or business? Making a major purchase? Our experienced lenders welcome the opportunity to talk with you. Call or stop in today!
Welcome to Citizens State Bank of Waverly & Montrose
We're glad you are here!
You work hard for your money. You deserve a bank that works hard for you.
What are your goals? Growing your money…simplifying your life…buying a home…starting or expanding a business…running your farm…saving money for your family? Whatever your needs, we will work with you to find solutions.
We’re a strong community bank with broad capabilities and lending expertise. We offer products and services like the ‘big banks’, with the added friendly, hometown service you deserve. We’ll do our best to deliver exceptional service with the goal of building a lasting relationship with you. At Citizens State Bank, relationships matter. We want to be your bank!
Bank with confidence. Our friendly bankers have decades of experience and are eager to assist you. Stop in soon!
How may we serve you?