New Website
Welcome to our new website! We hope you will find the new design user-friendly and helpful. Please contact us at 763-658-4417 with any questions or difficulties. Thank you!
We’re here for you during the Coronavirus Pandemic
In an effort to follow government recommendations to protect our customers and our employees, our lobbies are not open at this time. Our drive-ups remain open to serve you during regular banking hours. Additionally, you may access your accounts via online, mobile and telephone banking 24/7, and through our extensive ATM network. If you need to speak with a banker or make an appointment to see a banker, please call us during regular banking hours at 763-675-2265 or 763-658-4417. Thank you for your understanding. We send our best wishes to you and your loved ones to stay healthy during these challenging times.
News & Updates
Make a difference!
Donate to your favorite charities quickly and safely with our Good Coin program – a convenient, online solution to manage donations to any 501(c)3 non-profit. Track your giving history and enjoy tax receipts, too!
Digital Banking
On the go? We'll go with you!
With online, mobile and phone banking, you have 24/7 access to your financial information. Download our free Mobile Banking app today and enjoy banking wherever you go!
Money to Lend
Need money? Let's talk.
Buying a home? Expanding your farm or business? Making a major purchase? Our experienced lenders welcome the opportunity to talk with you. Call or stop in today!
Welcome to Citizens State Bank of Waverly & Montrose
We're glad you are here!
You work hard for your money. You deserve a bank that works hard for you.
What are your goals? Growing your money…simplifying your life…buying a home…starting or expanding a business…running your farm…saving money for your family? Whatever your needs, we will work with you to find solutions.
We’re a strong community bank with broad capabilities and lending expertise. We offer products and services like the ‘big banks’, with the added friendly, hometown service you deserve. We’ll do our best to deliver exceptional service with the goal of building a lasting relationship with you. At Citizens State Bank, relationships matter. We want to be your bank!
Bank with confidence. Our friendly bankers have decades of experience and are eager to assist you. Stop in soon!
How may we serve you?