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Citizens State Bank News Mobile Banking and Mobile Deposit Available today! Free! Ask us for more info, or click on the Mobile Banking photo above! iHELP Private Student Loans for Citizens State Bank of Waverly Citizens State Bank of Waverly works with iHelp to provide an attractive private student loan. Applying for an iHelp Loan is easy and takes as little as 15 minutes. Click here to learn more and apply for an iHelp Loan. Consolidation loan program also available! IDTheftSmart Citizens State Bank offers identity theft protection, detection and restoration services at low cost to our customers. Ask us for more information or stop in to sign up today! News and Updates We'll post any news, updates and notifications here, so you'll always know what's going on.