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Citizens State Bank

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Citizens State Bank News

October is National Cyber Security Awareness Month!

In our ever-changing society, designating a month to focus on bringing awareness and reminding people about what to be mindful of when it comes to cyber security is essential. During the month of October, take common-sense steps when it comes to your financial, social, and commerce accounts and the various electronic devices used for access. We’ve all heard the recommendations on using strong and unique passwords and the importance of changing passwords periodically to prevent unauthorized access. Do you do it? It’s easy to ignore the simple measures that provide protection.
The Department of Homeland Security has a website to notify the public of current scams and learn about the latest on cyber security. For more information on the topic, please visit:

Hours Reminder

On Fridays, the drive ups at Montrose and Waverly are open until 6:00PM.

Mobile Banking and Mobile Deposit

Available today!
Ask us for more info, or click on the Mobile Banking photo above!

iHELP Private Student Loans
for Citizens State Bank of Waverly

Citizens State Bank of Waverly works with iHelp to provide an attractive private student loan.
Applying for an iHelp Loan is easy and takes as little as 15 minutes.

Click here to learn more and apply.

Consolidation loan program also available! Click here to learn more and apply.


Citizens State Bank now offers identity theft protection, detection and restoration services at low cost to our customers.

Ask us for more information or stop in to sign up today!

News and Updates

We'll post any news, updates and notifications here, so you'll always know what's going on.

Online BillPay

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After hours Lost or Stolen Check or Cash Card:

Federal Trade Commission (FTC) Identity Theft Hotline:

****Be vigilant about scams and other criminal fraud!****

Report suspected fraud by calling toll-free 866-347-0911 or submit information at Forward suspect emails to

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