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Citizens State Bank
Citizens State Bank

Wright Time Club - CSB's Premier Account

Our 'Top of the Line' Checking Account, offering a tiered interest rate, lots of free and discounted products and services, and more.


  • NO minimum balance to open your account.
  • No minimum daily balance required in the checking account itself. Minimum daily balance of $10,000. (in total bank deposits combined)


  • Tiered interest based on total deposit account balance in bank. Earn up to Money Market rates on your account!
  • Receive above board rates on your CDs.
  • Free basic style checks (limit of 2 free boxes per year) or discounts on your own preferred style checks.
  • No annual or monthly fee SHAZAM Check card.*
  • No transaction fees at SHAZAM, Money Pass, In Balance or CSB ATM's.
  • 25% discount on all size safe deposit boxes. Your box rent is FREE for your 1st year!
  • No annual fee Ready Reserve Line of Credit.*
  • No fee Cashier Checks.
  • Free copies, faxes, and Notary Services
  • And much more


  • No service charge unless combined balance of all deposit accounts combined falls below $10,000. Service charge of $20 if balance falls below the minimum at any time during the month.

* Subject to qualification and approval

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