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Citizens State Bank
Citizens State Bank

Loans and Real Estate/Mortgages

Citizens State Bank offers a complete line of Loans and Mortgages. Stop by Waverly or Montrose today for an application or call (763) 658-4417 for more information!

S.A.F.E. Act Notification - Institution Identification #781878

In compliance with the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) of 2008, Citizens State Bank of Waverly, Inc. has registered its Mortgage Loan Originators with the Nationwide Mortgage Licensing System & Registry.

Mortgage Loan Originators

Virginia Tussing #785781

Joel Brunner #784258

Visit the website: mortgage.nationwidelicensingsystem.org, if you wish to review the publicly available information.

Fixing up your Home? CSB has the funds for you!

Find out how you can receive loan funds for your home remodeling or fix up projects....new windows, A/C unit, roofing, siding, and more!

For more information - click here: www.mnhousing.gov

Minnesota Home Ownership Center

The Mortgage Crisis that is gripping Minnesota, and the nation, is affecting many people across the state. The Minnesota Home Ownership Center offers hope to distressed homeowners through its statewide counseling network. this network is helping thousands of Minnesotans re-negotiate their mortgages, balance their budget, and get back on track. Click on the above link to view information about this program, or submit a question about your own mortgage concerns.

Real Estate Loans & Mortgages

Whether you are Buying, Building or Refinancing, CSB can help! Call or stop in to our Montrose office and see one of our mortgage lenders, Ginny Tussing or Joel Brunner. Ginny #785781 and Joel #784258 are officially registered in the Nationwide Mortgage Licensing System and Registry. You may reach them by phone at 763-658-4417 (ext 242 for Ginny) or (ext 248 for Joel, or by e-mail: ginnyt@bankwaverly.com or joelb@bankwaverly.com

  • In Bank Mortgages
  • Secondary Market Mortgages
  • Construction and Construction to Permanent Loans
  • Refinancing
  • Second Mortgages
  • HELOC’s (Home Equity Lines of Credit)
  • USDA Rural Development (RD) Loans
    • Perfect for First Time Home Buyers!

Consumer Loans

CSB offers Consumer Loans for a variety of purposes. Perfect for buying a new Vehicle, Boat or Snowmobile! Or the Vacation of your dreams! We offer Competitive Rates along with Quality, Trusted Service! Call our loan officer, Ginny Tussing, today to get started at (763) 658-4417 ext 242 ginnyt@bankwaverly.com.

  • Personal Loans
  • Vehicle Loans
  • Vacation Loans
  • Ready Reserve Overdraft Lines of Credit
  • Commercial Loans

    Expand your existing business or start up a new business! The experienced commercial lenders at CSB are ready to help you succeed in today's business environment.

    Contact:

    or Brian Matzke (763) 658-4417 ext 233 brianm@bankwaverly.com

    • Business Term Loans for working capital, business expansion, real estate purchase, equipment financing
    • Business Operating Lines of Credit
    • Small Business Administration (SBA) approved lender
    • USDA Business and Industry Loans

    Agriculture

    We know Ag! Brian is as 'at home' on a combine as he is behind his desk.

  • Operating Lines of Credit for your crop or livestock operation
  • Livestock, Machinery and Equipment Loans
  • Real Estate Loans
  • Farm Service Agency (FSA) approved lender for FSA guaranteed loan programs
    • Guaranteed farm operating loans
    • Beginning farmer programs
    • Down payment loans
  • Rural Finance Authority approved lender through the State Department of Agriculture
    • Beginning farmer programs

For more information, contact Brian Matzke (763) 658-4417 ext 233 brianm@bankwaverly.com

 
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After hours Lost or Stolen Check or Cash Card:
1-800-383-8000

Federal Trade Commission (FTC) Identity Theft Hotline:
1-877-438-4338

****Be vigilant about scams and other criminal fraud!****

Report suspected fraud by calling toll-free 866-347-0911 or submit information at www.MNScams.org. Forward suspect emails to report@mnscams.org.

 
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