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Citizens State Bank
Citizens State Bank

ATM Services

  • Withdraw cash or make Deposits at any authorized ATM
  • Montrose Bank has drive up ATM
  • Waverly Bank has walk up ATM
  • No transaction fees for ATM withdrawals on the reciprocal Money Pass, SHAZAM® Privileged Status or In-balance networks
  • No transaction fees for ATM withdrawals at Harvest Bank in St. Augusta, and Gohmann’s Super Valu in Kimball
  • For a list of surcharge-free ATM’s visit any of our three networks’ websites:
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After hours Lost or Stolen Check or Cash Card:

Federal Trade Commission (FTC) Identity Theft Hotline:

****Be vigilant about scams and other criminal fraud!****

Report suspected fraud by calling toll-free 866-347-0911 or submit information at Forward suspect emails to

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